1. people can not leave comments without "signing into" their wordpress accounts. I have already unchecked the box in the settings- discussions that asks for email AND signing in.
This page > Settings > Discussion is where you set up defaults for comments.
Other comment settings
_Comment author must fill out name and e-mail
_Users must be registered and logged in to comment
Note that the prompt to submit and email address and a website URL will still appear, but providing an email address and logging in are not required, and you cannot change this so the prompt does not appear.
You can post instructions for your visitors in a text widget if you wish to set up anonymous commenting. That's easy to do. You copy and paste this into a text widget:
Readers: Note that the email address and logging in prompts do appear for comments on this blog, but providing an email address and logging in are not required.
P.S. Do be sure to set up full comment moderation ie. "An administrator must always approve the comment" because anonymous commenting is bound to increase the amount of spam your blog will receive.