Worked like a charm, raincoaster! You are my favourite person today! LOL!! :)
Ok.. to get my pics in properly, I started out with "visual' when I started my post.. typed in my text, then went to "add media".. insert my pic, then hit "HTML".. when it switched over to HTML, I highlighted my picture HTML, hit (right click on your mouse) copy/cut, and then inserted (right click and hit paste) my html below text. It did take longer than my loving little tree button, but, it worked! And beggars can't be choosers.. ;)
So... i'm happy! But I really would love my little tree button back... lol! So let's hope the WordPress 'Gods' put it back for us.. ;)