Yes, I normally use the Rich Text Editor (assuming that's the default editor with the button controls). I didn't do anything different this time. The labels in the blue bar, BTW, are not aligned: "Upload" is okay, "Browse" drops down so it rests on the bottom of the blue bar, and "Browse All" is just barely visible. (I did do Ctrl-F5 to force a refresh.)
Hah. Very strange: the options are now there, though beneath the photo instead of at the right. I don't get it. No URLs, though. However, when I scroll, the photo goes behind the blue bar (and I can see the top of it above the blue bar as it passes underneath).
Aha. I put the photo in, added some text, but clicking either "Save" or "Save and continue editing" gives me the warning "Are you sure you want to navigate away from this page? You'll lose your changes, bucko." (paraphrased). So I can make changes but apparently can't save them. I believe this is not normal behavior...